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Utility Assistance in Indiana (2026)

LIHEAP, shutoff protection, no-deposit electricity, and assistance programs for Indiana residents

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Quick Answer

Yes, Indiana residents can get help paying utility bills through the federal LIHEAP program administered by the Indiana Housing and Community Development Authority (IHCDA). The average electric bill in Indiana is $130/month. Heating assistance averages Average $400-$550 per household per year. No credit check, no criminal background check required.

Call 1-800-872-0371 or dial 211 to apply.

Indiana Utility Assistance at a Glance

$130

Avg. Electric Bill/Mo

Yes

LIHEAP Available

Yes

Winter Moratorium

5

Assistance Programs

LIHEAP in Indiana

The Low Income Home Energy Assistance Program (LIHEAP) in Indiana is administered by the Indiana Housing and Community Development Authority (IHCDA). LIHEAP helps low-income households pay their heating and cooling bills. There are no criminal background checks -- people with felony records, those on probation or parole, and formerly incarcerated individuals all qualify based on income alone.

Administering AgencyIndiana Housing and Community Development Authority (IHCDA)
Phone1-800-872-0371
WebsiteVisit website
Income Limit60% of State Median Income
Heating AssistanceAverage $400-$550 per household per year
Cooling AssistanceUp to $300 for cooling assistance
Crisis AssistanceEmergency assistance to prevent shutoff
WeatherizationAvailable

Utility Shutoff Protections in Indiana

Indiana's Cold Weather Rule (December 1 through March 15) prohibits disconnection of residential gas and electric service when temperatures are forecast to drop below 32°F within the next 24 hours. Customers must request protection and enter a payment plan.

Winter Moratorium

Yes

Medical Protection

Yes

Senior Protection

Yes

No-Deposit Electricity Options in Indiana

Indiana utilities offer deposit alternatives with proof of satisfactory credit. Duke Energy Indiana and AES Indiana provide budget billing. Indiana's Energy Assistance Program can sometimes cover deposits for households transitioning from homelessness.

Indiana Utility Assistance Programs

  • Indiana Energy Assistance Program (EAP)
  • Indiana Weatherization Program
  • Duke Energy Share the Light Fund
  • AES Indiana Warm Heart Warm Home
  • Community Action Agencies (statewide)

How to Apply for Utility Assistance in Indiana

  1. 1

    Check if You Qualify

    Your household income must be at or below 60% of State Median Income. You also qualify automatically if you receive SNAP (food stamps), SSI, TANF, or certain other benefits. There is no criminal background check. Call 211 to check eligibility.

  2. 2

    Gather Your Documents

    You will need proof of identity (state ID, driver's license), proof of income (pay stubs, tax return, benefit award letters), a recent utility bill, and proof of address. Social Security numbers for all household members are typically required.

  3. 3

    Contact Your Local Agency

    Apply through the Indiana Housing and Community Development Authority (IHCDA) by calling 1-800-872-0371, visiting their website, or contacting your local Community Action Agency. You can also call 211 to find the nearest office.

  4. 4

    Submit Your Application

    Apply in person, by mail, or online (if available in Indiana). Most states process applications during the heating season (October through May). Funds are limited, so apply as early as possible. Crisis assistance may be available year-round.

  5. 5

    Receive Your Benefit

    LIHEAP payments are sent directly to your utility company or fuel vendor. Processing typically takes 2-4 weeks. If you have a shutoff notice, mention it -- crisis assistance can be expedited within 48 hours. Also ask about weatherization services to permanently lower your energy costs.

Indiana Utility Commission

The Indiana Utility Regulatory Commission (IURC) regulates utilities in Indiana. If you have a dispute with your utility company about billing, deposits, or shutoffs, you can file a complaint.

Frequently Asked Questions

How do I apply for LIHEAP utility assistance in Indiana?
Contact your local Community Action Agency or call 211 to apply for LIHEAP in Indiana. Most states accept applications during the heating season (October through May), and some operate year-round. You can also apply through your state's LIHEAP administering agency. Bring proof of income, a recent utility bill, and ID. There is no criminal background check.
Can I get help with my electric bill in Indiana if I have a criminal record?
Yes. LIHEAP and most utility assistance programs in Indiana do not run criminal background checks. Eligibility is based on your household income (generally 150% of the Federal Poverty Guidelines) or participation in programs like SNAP, SSI, or TANF. People with felony records, those on probation or parole, and formerly incarcerated individuals all qualify.
What is the average electric bill in Indiana?
The average residential electric bill in Indiana is approximately $130 per month. Your actual bill depends on usage, the size of your home, heating/cooling needs, and your utility provider. If your bill is more than 6% of your household income, you have a high energy burden and likely qualify for assistance.
Can my utilities be shut off in Indiana during winter?
Indiana has winter shutoff protections that restrict or prohibit utility disconnections during cold weather months. Additional protections may apply to elderly, disabled, and medically vulnerable households. Contact your utility company or the state utility commission if you receive a shutoff notice during the protected period.
Disclaimer: This is informational only, not legal or financial advice. Program details, eligibility requirements, and benefit amounts may vary and are subject to change. LIHEAP funds are limited and distributed on a first-come, first-served basis in many states. Always confirm current information directly with your state agency, utility company, or local Community Action Agency. If you need immediate help, call 211 for local assistance or contact your utility company about hardship programs before your service is disconnected.