SR-22 Insurance in West Virginia
West Virginia does not require SR-22 insurance. The state uses its own system to verify financial responsibility for high-risk drivers. Minimum coverage for all drivers is $25,000/$50,000 bodily injury and $25,000 property damage. West Virginia does not use SR-22 but requires UM/UIM coverage for all drivers.
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Overview
West Virginia does not currently require SR-22 insurance, but they do mandate minimum coverage for all drivers including UM/UIM coverage. The state uses its own system for monitoring high-risk drivers after offenses.
Key Facts
Minimum Coverage Requirements
Cost
How to File
Verify Requirements
West Virginia does not use the SR-22 form. Contact the West Virginia DMV or your insurance provider to understand the state's specific requirements for high-risk drivers.
Maintain Minimum Coverage
Ensure you carry at least the state minimum: $25,000/$50,000 bodily injury and $25,000 property damage.
Complete All Reinstatement Requirements
Pay all fines, complete required programs (substance abuse classes, community service, etc.), and satisfy any court-ordered conditions before applying for license reinstatement.
Important Notes
West Virginia does not use SR-22 but requires UM/UIM coverage for all drivers.
Frequently Asked Questions
- Does West Virginia require SR-22 insurance?
- No. West Virginia does not use the SR-22 form. The state has its own system for verifying financial responsibility for high-risk drivers. However, if you have an SR-22 requirement from another state, you must still maintain that coverage while driving in West Virginia.
- What are West Virginia's minimum auto insurance requirements?
- West Virginia requires minimum coverage of $25,000 per person / $50,000 per accident for bodily injury and $25,000 for property damage. UM/UIM (Uninsured/Underinsured Motorist) coverage is also required.
- What happens after a DUI in West Virginia if there's no SR-22?
- Even without SR-22, West Virginia requires you to maintain valid auto insurance, complete all court-ordered requirements, pay reinstatement fees, and may impose additional monitoring. Your insurance rates will likely increase significantly after a DUI.
Video Guides
Take Action — Direct Links
- West Virginia Minimum Insurance Requirements
Insurance Information Institute — West Virginia minimum coverage: $25,000/$50,000/$25,000.
More for West Virginia
Suspension periods, IID requirements, penalties, and step-by-step reinstatement process.
Reinstatement fees, restricted license options, IID requirements, and timeline.
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