SR-22 Insurance in Minnesota
Minnesota does not require SR-22 insurance. The state uses its own system to verify financial responsibility for high-risk drivers. Minimum coverage for all drivers is $30,000/$60,000 bodily injury and $10,000 property damage. Minnesota does not use the SR-22 form. The state has its own financial responsibility system. Drivers with out-of-state SR-22 requirements must still maintain their coverage.
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Overview
An SR-22 is not required by Minnesota, though drivers with an SR-22 mandate from another state will need to maintain their minimum coverage to avoid having their license suspended in Minnesota. Minnesota uses its own system for monitoring high-risk drivers.
Key Facts
Minimum Coverage Requirements
Cost
How to File
Verify Requirements
Minnesota does not use the SR-22 form. Contact the Minnesota DMV or your insurance provider to understand the state's specific requirements for high-risk drivers.
Maintain Minimum Coverage
Ensure you carry at least the state minimum: $30,000/$60,000 bodily injury and $10,000 property damage, plus PIP coverage.
Complete All Reinstatement Requirements
Pay all fines, complete required programs (substance abuse classes, community service, etc.), and satisfy any court-ordered conditions before applying for license reinstatement.
Important Notes
Minnesota does not use the SR-22 form. The state has its own financial responsibility system. Drivers with out-of-state SR-22 requirements must still maintain their coverage.
Frequently Asked Questions
- Does Minnesota require SR-22 insurance?
- No. Minnesota does not use the SR-22 form. The state has its own system for verifying financial responsibility for high-risk drivers. However, if you have an SR-22 requirement from another state, you must still maintain that coverage while driving in Minnesota.
- What are Minnesota's minimum auto insurance requirements?
- Minnesota requires minimum coverage of $30,000 per person / $60,000 per accident for bodily injury and $10,000 for property damage. PIP (Personal Injury Protection) is also required. UM/UIM (Uninsured/Underinsured Motorist) coverage is also required.
- What happens after a DUI in Minnesota if there's no SR-22?
- Even without SR-22, Minnesota requires you to maintain valid auto insurance, complete all court-ordered requirements, pay reinstatement fees, and may impose additional monitoring. Your insurance rates will likely increase significantly after a DUI.
Video Guides
Take Action — Direct Links
- Minnesota Minimum Insurance Requirements
Insurance Information Institute — Minnesota minimum coverage: $30,000/$60,000/$10,000.
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