Free Notary Public Near Chattanooga, TN
80 places to get a document notarized in the greater Chattanoogaarea — public libraries, credit unions that notarize free for members, and UPS Store walk-in locations. Notaries are needed for power of attorney, affidavats, title transfers, name changes, and many expungement and reentry forms. Here's where to find one without paying more than you have to.
Last updated:
Chattanooga at a Glance
38
Free/low-cost options listed
8
Public libraries
30
Credit union branches
$0–15
Typical cost per signature
Public Libraries in Chattanooga (8)
Many public libraries offer free or $1–2 notary service during staffed hours — always call first, since it depends on which staff members are commissioned notaries.
CHATTANOOGA-HAMILTON COUNTY BICENTENNIAL LIBRARY
Phone: (423) 643-7700[library — call to confirm notary service]
SOUTH CHATTANOOGA BRANCH LIBRARY
Phone: (423) 643-7780[library — call to confirm notary service]
AVONDALE LIBRARY
Phone: (423) 643-6998[library — call to confirm notary service]
ROSSVILLE PUBLIC LIBRARY
Phone: (706) 866-1368[library — call to confirm notary service]
EAST RIDGE CITY LIBRARY
Phone: (423) 867-7323[library — call to confirm notary service]
EASTGATE BRANCH LIBRARY
Phone: (423) 643-7770[library — call to confirm notary service]
TOWN OF SIGNAL MOUNTAIN LIBRARY
Phone: (423) 886-7323[library — call to confirm notary service]
NORTHGATE BRANCH LIBRARY
Phone: (423) 643-7785[library — call to confirm notary service]
Banks & Credit Unions in Chattanooga (30)
Most banks and credit unions notarize free (or cheap) for account holders — often walk-in at the branch. No account? Credit unions usually have easy community-membership options, including for people on ChexSystems lists.
Downtown Branch
Phone: (423) 648-1415[credit union — free for members]
City Center Branch
Phone: (423) 634-3600[credit union — free for members]
Main Office
Phone: (423) 870-7610[credit union — free for members]
Chattanooga - Admin
Phone: (423) 634-3600[credit union — free for members]
Main Office
Phone: (423) 756-3300[credit union — free for members]
Southside Branch
Phone: (423) 634-3600[credit union — free for members]
Drive-Thur Branch
Phone: (423) 664-0320[credit union — free for members]
National Ave
Phone: (423) 629-2551[credit union — free for members]
Southern Credit Union
Phone: (423) 629-2578[credit union — free for members]
Chattanooga Area Schools FCU
Phone: (423) 624-9094[credit union — free for members]
Main Office
Phone: (423) 648-3413[credit union — free for members]
Chattanooga First FCU
Phone: (423) 267-7621[credit union — free for members]
East Ridge Food City
Phone: (423) 634-3600[credit union — free for members]
Executive Offices
Phone: (423) 875-6955[credit union — free for members]
Eastgate Branch
Phone: (423) 634-5100[credit union — free for members]
IBEW175 FEDERAL CREDIT UNION
Phone: (423) 899-1017[credit union — free for members]
BASF Federal CU
Phone: (423) 892-2938[credit union — free for members]
Chattanooga Federal Employees Credit Union
Phone: (423) 892-3738[credit union — free for members]
Northgate Branch
Phone: (423) 870-7610[credit union — free for members]
CU Services, Inc.
Phone: (423) 899-2425[credit union — free for members]
Lee Highway Food City
Phone: (423) 634-3600[credit union — free for members]
Memorial Credit Union
Phone: (423) 855-1770[credit union — free for members]
Highway 58 Branch
Phone: (423) 634-5600[credit union — free for members]
Gunbarrel Branch
Phone: (423) 870-7610[credit union — free for members]
Hamilton Place
Phone: (423) 894-5600[credit union — free for members]
Hamilton Place Branch
Phone: (423) 634-5200[credit union — free for members]
Scenic Community Credit Union
Phone: (423) 875-6955[credit union — free for members]
UPS Store Notary in Chattanooga (7)
The reliable paid fallback: walk-in, no account needed, ~$5–15 per signature. Best when the bank is closed or you don't have an account anywhere.
The UPS Store #7767
Phone: (423) 602-7767[UPS Store — paid, ~$5–15]
The UPS Store #3188
Phone: (423) 267-4344[UPS Store — paid, ~$5–15]
The UPS Store #3138
Phone: (423) 624-7511[UPS Store — paid, ~$5–15]
The UPS Store #8296
Phone: (706) 956-8191[UPS Store — paid, ~$5–15]
The UPS Store #1995
Phone: (423) 499-4440[UPS Store — paid, ~$5–15]
Before You Go — the Notarization Checklist
- Bring valid photo ID — driver's license, state ID, passport, or military ID. Expired IDs are rejected; if yours is gone, start with how to replace a state ID.
- Do NOT sign the document ahead of time. The notary must watch you sign. Fill in everything else first.
- Bring your own witnesses if the form requires them — the notary usually can't be your witness.
- Know which notarization type you need (acknowledgment vs. jurat) — it's usually printed on the form; if not, the notary can help.
- Call ahead for free options — library and bank notary availability changes with staff schedules.
- Documents we get asked about most: power of attorney, vehicle title transfers, affidavits of identity, name-change petitions, and some state expungement forms — see your state's expungement guide.
Frequently Asked Questions
Where can I get a free notary in Chattanooga, TN?
Start with a bank or credit union — most notarize for free (or a small fee) for account holders, and you don't need an appointment at many branches. Our list above tracks 30 credit union branches and 8 public libraries in the Chattanooga area; many libraries offer free or $1–2 notary service. Always call before you go — notary availability depends on staff schedules. No bank account? See our second chance banking guide — many credit unions on this page are open to membership regardless of past account problems.
How much does a notary cost if I have to pay?
State law sets maximum fees — typically $2–15 per signature, with most states under $10. UPS Store and other walk-in services commonly charge $5–15 per notarized signature. If you're paying more than $15 per signature, you're overpaying almost everywhere. Banks and credit unions remain the cheapest real option: free for members at most institutions.
What do I need to bring to a notary?
Three things: (1) a valid, unexpired government photo ID — driver's license, state ID, passport, or military ID (the #1 reason notarizations fail is an expired ID — see our state ID replacement guide if yours is); (2) the document UNSIGNED — a notary must watch you sign it, so never sign ahead; (3) any required witnesses who are not named in the document. If your ID is lost and you have no backup, some states allow credible identifying witnesses — ask the notary what your state allows.
Can a document be notarized for someone who is incarcerated?
Yes, but it takes planning: the notary must meet the signer in person, so you need a notary approved by the facility (often a staff notary, a traveling notary on the facility's visitor list, or — increasingly — remote online notarization where the state and facility allow video notarization). Power of attorney forms for incarcerated family members are the most common case. Ask the facility counselor which route they accept before paying anyone.
Does the UPS Store notarize documents?
Yes — UPS Store is the most reliable walk-in paid option. We track 7 UPS Store locations in the Chattanooga area above. Expect $5–15 per signature, no appointment needed at most stores, photo ID required. Bring the document unsigned.
Can a notary refuse to notarize my document?
Yes — a notary must refuse if the signer can't produce acceptable ID, appears coerced or not mentally aware, the document is blank or incomplete, or the notarization type requested isn't legal in that state. A notary cannot refuse because of who you are — a record, bankruptcy, or the document's subject matter are not valid reasons. If you're refused, ask specifically why; if it's an ID problem, most states have a workaround (credible witness or ID verification through state records).
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Disclaimer: This is informational only, not legal advice. Notary availability, fees, and state rules vary — call a location before visiting. Listings are compiled from the IMLS Public Libraries Survey, NCUA registry, UPS Store locator data, and OpenStreetMap as of the date above. Notary service at a library or bank is never guaranteed — it depends on commissioned staff.
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