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Second Chance Apartments in Tampa, FL

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Tampa, FL Housing at a Glance

109

Affordable Properties

12

Oxford Houses

$1,977

FMR 2BR Rent

6

Counseling Agencies

Finding Second Chance Housing in Tampa

Finding an apartment with a criminal record in Tampa can be challenging, but it is far from impossible. The Tampa metro area has 109 affordable housing properties, including 79 LIHTC (tax credit) properties and 30 Section 8 properties. Many of these evaluate applicants individually rather than using blanket criminal record bans.

Your best strategy is to call properties directly before submitting an application. Ask the property manager about their screening criteria for criminal history. This saves you both time and non-refundable application fees. Private landlords and smaller complexes tend to be more flexible than large corporate management companies.

If you need help navigating the process, Tampa has 6 HUD-approved housing counseling agencies that provide free assistance with finding housing, understanding your rights, and improving your rental application. These counselors know which local properties are most open to second chance tenants.

For those in recovery, there are 12 Oxford Houses in the Tampa area providing self-supporting, sober living environments. These are an excellent option if you need stable housing while rebuilding your life.

Largest Affordable Housing Properties in Tampa

These are the largest subsidized properties by unit count. Contact them directly to ask about availability and screening policies.

PropertyAddressTypeUnits
Waterford At Cypress Lake4733 West Waters Avenue, Tampa, FL 33614LIHTC450
Meridian Pointe2450 E Hillsborough Ave, Tampa, FL 33610LIHTC360
Belmont Heights Estates1601 E 26th Ave, Tampa, FL 33605LIHTC358
Heritage Pines10501 Cross Creek Blvd, Tampa, FL 33647LIHTC340
Morgan Creek17201 Dona Michelle Dr, Tampa, FL 33647LIHTC336
Wexford7801 Wexford Park Dr, Tampa, FL 33610LIHTC324
Cinnamon Cove12401 N 15th St, Tampa, FL 33612LIHTC314
Bristol Bay4821 Bristol Bay Way, Tampa, FL 33619LIHTC300
Clipper Bay6727 S Lois Ave, Tampa, FL 33616LIHTC276
Belmont Heights Estates III2419 E 31st Ave, Tampa, FL 33610LIHTC266

Oxford Houses in Tampa

Oxford Houses are self-supporting, democratically run sober living homes. Residents share expenses and maintain sobriety together.

Federal Halfway Houses (Residential Reentry Centers)

BOP-contracted facilities that provide transitional housing for individuals completing federal sentences.

HUD-Approved Housing Counseling Agencies

Free or low-cost housing counseling. These agencies can help you find housing, understand your rights, and navigate applications.

SOLITA'S HOUSE INC

1907 E Hillsborough Ave, Tampa, FL

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Financial/Budget Workshop, Non-Delinquency Post-Purchase Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling, Rental Housing Workshop

REAL ESTATE EDUCATION AND COMMUNITY HOUSING, INC.

4006 S. MacDill Avenue, TAMPA, FL

Services: Default/Foreclosure Counseling, Default/Foreclosure Workshop, Financial/Budget Counseling, Financial/Budget Workshop, Fair Housing Workshop, Pre-Purchase Counseling, Rental Housing Counseling, Rental Housing Workshop, Reverse Mortgage Counseling

OPERATION HOPE- TAMPA

2208 E Fowler Ave, Tampa, FL

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Financial/Budget Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop

NSC (NACA COUNSELING SUBSIDIARY) - TAMPA, FL

3824 W. Sligh Avenue, TAMPA, FL

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Fair Housing Workshop, Non-Delinquency Post-Purchase Workshop, Predatory Lending Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop

HOUSING AND EDUCATION ALLIANCE

9215 N Florida Ave Ste 104, Tampa, FL

Services: Default/Foreclosure Counseling, Fair Housing Workshop, Predatory Lending Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop

CITY OF TAMPA HOUSING AND COMMUNITY DEVELOPMENT DIVISION

306 E Jackson St, Tampa, FL

Services: Pre-Purchase Counseling, Pre-Purchase Workshop

Fair Market Rent — Tampa Metro Area

HUD sets Fair Market Rents (FMR) annually to determine Section 8 voucher amounts. The 2-bedroom FMR in Tampa is:

$1,977/month (2BR)

With subsidized housing (LIHTC or Section 8), you typically pay 30% of your adjusted gross income — often significantly less than market rate.

Tips for Finding Housing with a Record

  • 1.Call properties directly before applying. Ask the manager about their screening policy for criminal records — this saves you time and application fees.
  • 2.Try private landlords and smaller complexes first. Individual owners are often more flexible than corporate property management companies.
  • 3.Prepare a "rental resume" with references from employers, parole/probation officers, past landlords, or community organizations that can vouch for you.
  • 4.Offer a larger security deposit or several months of rent upfront if you can. This reduces the landlord's perceived risk.
  • 5.Look into LIHTC (Low-Income Housing Tax Credit) properties — they have income requirements but many are more lenient on background checks than market-rate apartments.
  • 6.Contact HUD-approved housing counseling agencies for free help navigating the process. They know which local properties work with people who have records.
  • 7.Be honest about your history. If a landlord discovers you lied on an application, that is usually grounds for immediate lease termination.
  • 8.Check if your conviction can be expunged or sealed. A clean record makes the housing search much easier. Visit our expungement guide for your state.

Frequently Asked Questions

How do I find second chance apartments in Tampa?
Start by contacting LIHTC and Section 8 properties directly — Tampa has 109 affordable housing properties. Many accept tenants with criminal records on a case-by-case basis. Call the property manager, explain your situation honestly, and ask about their screening criteria. Private landlords and smaller complexes tend to be more flexible than large corporate-managed properties.
Will a felony disqualify me from renting in Tampa?
Not necessarily. Many landlords in Tampa do individual assessments rather than blanket rejections. The type of conviction, how long ago it occurred, and evidence of rehabilitation all matter. Florida may have fair housing protections that limit how landlords can use criminal records in screening. Always ask about the specific policy before paying an application fee.
What is the average rent in Tampa?
The HUD Fair Market Rent for a 2-bedroom apartment in the Tampa metro area is $1,977/month. Subsidized housing through LIHTC or Section 8 programs typically costs 30% of your adjusted gross income, which can be significantly less than market rate.
Are there sober living homes in Tampa?
Yes. There are 12 Oxford Houses in the Tampa area. Oxford Houses are democratically run, self-supporting sober living homes. Residents share expenses and hold each other accountable. Contact them directly for availability — some may have vacancies right now.
What are HUD housing counseling agencies?
HUD-approved housing counseling agencies provide free or low-cost advice on renting, buying, default/foreclosure prevention, and credit repair. Tampa has 6 HUD-approved counseling agencies. They can help you understand your rights, navigate the application process, and find housing that works for your situation — including if you have a criminal record.
Can I get Section 8 housing with a criminal record in Florida?
Most criminal convictions do not automatically disqualify you from Section 8 housing. The main disqualifications are: lifetime sex offender registration and methamphetamine production convictions. Individual housing authorities have discretion on other offenses. Apply directly to the Tampa Housing Authority and be honest about your history. Wait times can be long, so apply as soon as possible.
Disclaimer: This is informational only, not legal advice. Housing availability, screening policies, and rental rates change frequently. Always contact properties directly to confirm current availability and policies. A criminal record does not automatically disqualify you from housing — many properties evaluate applicants individually. For legal advice about your housing rights, contact a local HUD Fair Housing office or a legal aid organization.