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Second Chance Apartments in Saint Paul, MN

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Saint Paul, MN Housing at a Glance

134

Affordable Properties

0

Oxford Houses

N/A

FMR 2BR Rent

7

Counseling Agencies

Finding Second Chance Housing in Saint Paul

Finding an apartment with a criminal record in Saint Paul can be challenging, but it is far from impossible. The Saint Paul metro area has 134 affordable housing properties, including 95 LIHTC (tax credit) properties and 39 Section 8 properties. Many of these evaluate applicants individually rather than using blanket criminal record bans.

Your best strategy is to call properties directly before submitting an application. Ask the property manager about their screening criteria for criminal history. This saves you both time and non-refundable application fees. Private landlords and smaller complexes tend to be more flexible than large corporate management companies.

If you need help navigating the process, Saint Paul has 7 HUD-approved housing counseling agencies that provide free assistance with finding housing, understanding your rights, and improving your rental application. These counselors know which local properties are most open to second chance tenants.

Largest Affordable Housing Properties in Saint Paul

These are the largest subsidized properties by unit count. Contact them directly to ask about availability and screening policies.

PropertyAddressTypeUnits
St. Paul Pha Mcdonough Homes - 02125 Arlington Ave E, St. Paul, MN 55117Section 8592
Skyline Towers1247 Saint Anthony Ave, Saint Paul, MN 55104Section 8504
Skyline Tower1247 St Anthony Avenue, Saint Paul, MN 55104LIHTC504
St. Paul Pha Hamline, Front, Seal Hr Rad - 03777 Hamline Avenue N, Saint Paul, MN 55104Section 8479
St. Paul Pha Ravoux, Central Neill - 08325 Laurel Avenue, Saint Paul, MN 55102Section 8468
Rivercrossing1725 Graham Avenue, Saint Paul, MN 55116LIHTC325
St. Paul Pha Roosevelt Rad - 051156 Supornick Ln, Saint Paul, MN 55106Section 8320
Torre Westminster Vista1374 Westminster Street, Saint Paul, MN 55130LIHTC289
Afton View Apartments365 S Winthtop Street, Saint Paul, MN 55119Section 8286
808 Berry Place Apartments808 Berry Street, Saint Paul, MN 55114LIHTC267

HUD-Approved Housing Counseling Agencies

Free or low-cost housing counseling. These agencies can help you find housing, understand your rights, and navigate applications.

SOUTHERN MINNESOTA REGIONAL LEGAL SERVICES, INC.

450 Syndicate St N Ste 260, Saint Paul, MN

Services: Default/Foreclosure Counseling, Rental Housing Counseling

NEIGHBORHOOD DEVELOPMENT ALLIANCE

481 Wabasha St S, Saint Paul, MN

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Financial/Budget Workshop, Non-Delinquency Post-Purchase Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop

MODEL CITIES OF ST PAUL, INC.

839 University Ave W, Saint Paul, MN

Services: Pre-Purchase Counseling, Pre-Purchase Workshop

LUTHERAN SOCIAL SERVICE OF MINNESOTA

709 University Avenue W, SAINT PAUL, MN

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Pre-Purchase Counseling

COMUNIDADES LATINAS UNIDAS EN SERVICIO-CLUES

797 7th St E, Saint Paul, MN

Services: Default/Foreclosure Workshop, Financial/Budget Counseling, Financial/Budget Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop

COMMUNITY NEIGHBORHOOD HOUSING SERVICES, INC DBA NEIGHBORWORKS HOME PARTNERS

533 Dale St N, Saint Paul, MN

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Pre-Purchase Counseling, Pre-Purchase Workshop

Tips for Finding Housing with a Record

  • 1.Call properties directly before applying. Ask the manager about their screening policy for criminal records — this saves you time and application fees.
  • 2.Try private landlords and smaller complexes first. Individual owners are often more flexible than corporate property management companies.
  • 3.Prepare a "rental resume" with references from employers, parole/probation officers, past landlords, or community organizations that can vouch for you.
  • 4.Offer a larger security deposit or several months of rent upfront if you can. This reduces the landlord's perceived risk.
  • 5.Look into LIHTC (Low-Income Housing Tax Credit) properties — they have income requirements but many are more lenient on background checks than market-rate apartments.
  • 6.Contact HUD-approved housing counseling agencies for free help navigating the process. They know which local properties work with people who have records.
  • 7.Be honest about your history. If a landlord discovers you lied on an application, that is usually grounds for immediate lease termination.
  • 8.Check if your conviction can be expunged or sealed. A clean record makes the housing search much easier. Visit our expungement guide for your state.

Frequently Asked Questions

How do I find second chance apartments in Saint Paul?
Start by contacting LIHTC and Section 8 properties directly — Saint Paul has 134 affordable housing properties. Many accept tenants with criminal records on a case-by-case basis. Call the property manager, explain your situation honestly, and ask about their screening criteria. Private landlords and smaller complexes tend to be more flexible than large corporate-managed properties.
Will a felony disqualify me from renting in Saint Paul?
Not necessarily. Many landlords in Saint Paul do individual assessments rather than blanket rejections. The type of conviction, how long ago it occurred, and evidence of rehabilitation all matter. Minnesota may have fair housing protections that limit how landlords can use criminal records in screening. Always ask about the specific policy before paying an application fee.
What is the average rent in Saint Paul?
Rent varies widely in Saint Paul. Subsidized housing through LIHTC or Section 8 programs typically costs 30% of your adjusted gross income, which can be significantly less than market rate. Contact local housing authorities for current availability and rates.
Are there sober living homes in Saint Paul?
While there are no Oxford Houses currently listed in Saint Paul, there are other sober living options. Contact local recovery organizations, the Minnesota substance abuse helpline, or SAMHSA's national helpline at 1-800-662-4357 for referrals to sober living homes in your area.
What are HUD housing counseling agencies?
HUD-approved housing counseling agencies provide free or low-cost advice on renting, buying, default/foreclosure prevention, and credit repair. Saint Paul has 7 HUD-approved counseling agencies. They can help you understand your rights, navigate the application process, and find housing that works for your situation — including if you have a criminal record.
Can I get Section 8 housing with a criminal record in Minnesota?
Most criminal convictions do not automatically disqualify you from Section 8 housing. The main disqualifications are: lifetime sex offender registration and methamphetamine production convictions. Individual housing authorities have discretion on other offenses. Apply directly to the Saint Paul Housing Authority and be honest about your history. Wait times can be long, so apply as soon as possible.
Disclaimer: This is informational only, not legal advice. Housing availability, screening policies, and rental rates change frequently. Always contact properties directly to confirm current availability and policies. A criminal record does not automatically disqualify you from housing — many properties evaluate applicants individually. For legal advice about your housing rights, contact a local HUD Fair Housing office or a legal aid organization.