SecondChanceInfo

Second Chance Apartments & Affordable Housing in Jackson, MS

Housing data snapshot: · Program explanations updated

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What this page gives you

  • Every affordable housing property we can find for Jackson in public HUD databases — 189 listings (162 LIHTC, 27 Section 8 / federally assisted), with the 10 largest shown below.
  • 6 Oxford Houses (self-run sober living) with phone numbers.
  • Federal reentry centers serving the metro area.
  • 7 HUD-approved agencies that give free or low-cost rental help.

What it cannot tell you

  • Whether any specific property accepts applicants with a criminal record. Screening policies are set by each owner or manager and are not part of the public data — nothing on this page is a confirmed "felon-friendly" property.
  • Current availability, rents, or waitlists — these change constantly. Numbers below come from our 2026-03-25 data pull.

Use this page to build a call list, then use the questions below before you pay any application fee.

Jackson, MS Housing at a Glance

189

Affordable listings (HUD databases)

6

Oxford Houses (sober living)

—

HUD 2BR FMR (FY2025 snapshot)

7

HUD counseling agencies

Map is an independent Google search of the area — not a map of the listings on this page, and its pins may include businesses we don’t list. The listings on this page span the greater metro area including nearby towns; each listing’s address line shows the town it is actually in.

External Google Maps search of the Jacksonarea — not a map of the listings in this page's data. Use the lists below for actual addresses.

Finding Housing in Jackson with a Criminal Record

The Jackson metro area has 189 affordable housing properties in public HUD databases, including 162 LIHTC (tax credit) properties and 27 Section 8 / federally assisted properties. Each one sets its own tenant screening policy — criminal-history rules are not published in the databases, so the honest status for every property below is unknown until you call.

Your best strategy is to call properties directly before submitting an application. Ask the property manager about their screening criteria for criminal history. This saves you both time and non-refundable application fees. Private landlords and smaller complexes set their own policies too and tend to be more flexible than large corporate management companies.

If you need help navigating the process, Jackson has 7 HUD-approved housing counseling agencies that provide free or low-cost assistance with rental applications, understanding your rights, and budget/credit issues. Their contact info is listed below.

For those in recovery, 6 Oxford Houses operate in the Jackson area — self-supporting, democratically run sober living homes where residents share expenses. See the Oxford House section below.

Before you pay any application fee, ask

  • 1.What is your criminal-history screening policy, and which convictions or time frames does it look at?
  • 2.What are the total move-in costs — deposit, application fee, admin fee — and is any of it refundable?
  • 3.Is there a waitlist? How long is it currently?
  • 4.What income proof and references do you need (pay stubs, offer letter, parole officer, past landlords)?

A refusal to answer screening questions, or a deposit demanded before you've seen a unit, are red flags — walk away.

Affordable Housing Directory — Largest Jackson Properties

The 10 largest of 189 properties in public HUD databases, by unit count. This is a directory of subsidized housing, not a list of confirmed second-chance rentals — each property's background screening policy is set by its owner or manager and is not in the public data. Call and ask.

What the type labels mean: LIHTC — tax-credit building; income limits apply, rents are capped by program rules tied to area median income (not 30% of your income). Section 8 — an assisted-property record, which does not establish availability or acceptance of a tenant-based voucher. Ask which subsidy applies to the unit and who calculates the rent.

PropertyAddressTypeUnits
Highland Square Apts1595 W Highland Dr, Jackson, MS 39204LIHTC455
Westgate Hills Apts3175 Robinson St, Jackson, MS 39209LIHTC296
Windsor Park Apts5425 Clinton Blvd, Jackson, MS 39209LIHTC279
The Village Apartments386 Raymond Rd, Jackson, MS 39204Section 8264
The Village Apts386 Raymond Rd, Jackson, MS 39204LIHTC264
Grove Apts150 Woodway Dr, Jackson, MS 39206LIHTC256
Elton Park Apts301 Elton Park Dr, Jackson, MS 39212LIHTC216
Summer Park Apts2010 Chadwick Dr, Jackson, MS 39204LIHTC216
Commonwealth Village3922 B Skyview Dr, Jackson, MS 39213Section 8200
Glen Oaks Apts851 Lindbergh Dr, Jackson, MS LIHTC200

Oxford Houses in Jackson — Self-Run Sober Living

Oxford Houses are democratically run, self-supporting sober living homes. Residents share expenses and maintain sobriety together. Anyone can apply directly to a house — you don't need a referral. Openings change week to week: call the house, or check oxfordhouse.org for current vacancies. The "open beds" column is a snapshot from our 2026-03-25 data pull, not a live count.

NameAddressServesBedsOpen beds*Phone
Bon Ami1061 Cedar Hill Dr., Jackson, MSWomen62(601) 862-4398
East Northside2230 E.Northside, Jackson, MSMen73
Forest Park4408 Forest Park Drive, Jackson, MSMen60(769) 572-7682
Medallion4351 Forest Park Drive, Jackson, MSWomen60
Second Star4436 Forrest Park Drive, Jackson, MSMen61(601) 559-2257
Winterview4636 Kelton Dr., Jackson, MSWomen w/ Children72(601) 665-4580

*Vacancy snapshot from 2026-03-25 — a number here is not a promise a bed is open today, and 0 does not mean the house is permanently full. Call or check oxfordhouse.org for current openings.

Federal Reentry Centers (BOP Residential Reentry Centers)

BOP-contracted facilities that house people finishing federal sentences in the community phase. Placement is arranged by the Federal Bureau of Prisons as part of a sentence plan — these are not walk-in facilities and you cannot apply to them directly. If you or someone you know is in BOP custody, ask the case manager about RRC placement timing.

HUD-Approved Housing Counseling Agencies

Free or low-cost housing counseling: rental applications, tenant rights, budget/credit help, and foreclosure prevention. Listings come from HUD's counseling agency dataset.

WEST JACKSON CDC

1635 Raymond Rd, Jackson, MS

601-946-9310linda.carter@jsums.eduwebsite

Services: Financial/Budget Counseling, Financial/Budget Workshop, Homeless Counseling, Non-Delinquency Post-Purchase Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling, Rental Housing Workshop

VOICE OF CALVARY MINISTRIES

531 W. Capitol St., JACKSON, MS

601-969-3088-17sbrown-gorden@vocm.orgwebsite

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Financial/Budget Workshop, Fair Housing Workshop, Home Improvement/Rehabilitation Counseling, Homeless Counseling, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling

OPERATION HOPE- TRUSTMARK FINANCIAL CORP- JACKSON MS

3645 Highway 80 W, Jackson, MS

769-209-6164william.humble@operationhope.orgwebsite

Services: Pre-Purchase Counseling, Pre-Purchase Workshop

NSC (NACA COUNSELING SUBSIDIARY) - JACKSON, MS

6424 Lakeover Rd Ste B, Jackson, MS

601-922-4008service@naca.comwebsite

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Fair Housing Workshop, Non-Delinquency Post-Purchase Workshop, Predatory Lending Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop

MISSISSIPPI HOUSING PARTNERSHIP, INC.

1217 N West St, Jackson, MS

601-969-1895website

Services: Default/Foreclosure Counseling, Financial/Budget Workshop, Fair Housing Workshop, Homeless Counseling, Pre-Purchase Counseling, Pre-Purchase Workshop

MISSISSIPPI FAITH BASED COALITION FOR COMMUNITY RENEWAL, INC.

1770 Ellis Ave Ste 205, Jackson, MS

601-346-7503bhudson@faithbasedcoalition.comwebsite

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Financial/Budget Workshop, Homeless Counseling, Non-Delinquency Post-Purchase Workshop, Predatory Lending Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling

HOUSING EDUCATION AND ECONOMIC DEVELOPMENT, INC.

3405 Medgar Evers Blvd, Jackson, MS

601-981-1960heed@netdoor.comwebsite

Services: Default/Foreclosure Counseling, Default/Foreclosure Workshop, Financial/Budget Counseling, Fair Housing Workshop, Homeless Counseling, Non-Delinquency Post-Purchase Workshop, Predatory Lending Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling

Tips for Finding Housing with a Record

  • 1.Call properties directly before applying. Ask the manager about their screening criteria for criminal records — this saves you time and application fees.
  • 2.Compare written screening criteria from private landlords and larger complexes instead of assuming one type will be more flexible.
  • 3.Prepare a "rental resume" with references from employers, parole/probation officers, past landlords, or community organizations that can vouch for you.
  • 4.Ask for all move-in costs in writing and check local deposit/prepayment limits before agreeing to extra money upfront.
  • 5.LIHTC (tax credit) buildings have income limits and set rents — ask about their background screening when you call, since it varies by owner.
  • 6.Contact HUD-approved housing counseling agencies for free help with rental applications and understanding your rights.
  • 7.Answer required application questions accurately. Ask legal aid how sealed, expunged or legally restricted records should be handled; disclosure and termination rules depend on the jurisdiction and facts.
  • 8.Check if your conviction can be expunged or sealed. A clean record makes the housing search much easier. Visit our expungement guide for your state.

Frequently Asked Questions

How do I find second chance apartments in Jackson?
Use the affordable housing list below to build a call list. Jackson has 189 affordable housing properties in public HUD databases (162 LIHTC tax-credit properties and 27 Section 8 / federally assisted properties). Criminal-record screening policies are set by each property's owner or manager and are not published in these databases — so treat every listing as "unknown until you call." Ask about their background criteria before paying an application fee. Private landlords and smaller complexes set their own policies too and can be worth asking.
Will a felony disqualify me from renting in Jackson?
Not automatically. Many landlords do individual assessments rather than blanket rejections. The type of conviction, how long ago it occurred, and evidence of rehabilitation all matter. Mississippi may have fair housing protections that limit how landlords can use criminal records in screening. Always ask about the specific policy before paying an application fee.
What does the stored rent benchmark tell me about Jackson?
A rent benchmark is not available in our Jackson data. Ask the local PHA for its applicable payment standard and check HUD's current FMR lookup. The PHA calculates your total tenant payment using HUD income rules. For ordinary tenant-based vouchers, assistance is based on the lower of gross rent or the applicable payment standard, minus that payment. Gross rent includes the PHA utility allowance. Your actual rent to the landlord can differ from your family share. LIHTC rents use program limits tied to area income and unit size; they are not automatically 30% of your own income.
Are there sober living homes in Jackson?
Yes — 6 Oxford Houses operate in the Jackson area. Oxford Houses are democratically run, self-supporting sober living homes where residents share expenses and hold each other accountable. Openings change frequently, so call the house directly or check the official oxfordhouse.org site for current vacancies rather than relying on any website's cached count.
What are HUD housing counseling agencies?
HUD-approved housing counseling agencies provide free or low-cost advice on renting, rental applications, default/foreclosure prevention, and credit repair. Jackson has 7 HUD-approved agencies. They can help you understand your rights and prepare a stronger rental application — useful when you have a record. Find them in the list below, or search HUD's own locator at hud.gov/counseling.
Can I get Section 8 housing with a criminal record in Mississippi?
A criminal record does not by itself answer whether you qualify for a Housing Choice Voucher. Federal rules require denial in specified circumstances, including lifetime sex-offender registration, methamphetamine production on federally assisted premises, certain current drug activity and some recent drug-related evictions from assisted housing (with specified exceptions). PHAs also apply discretionary screening rules. Ask the PHA for its current written policy and any review procedure; these are not the same as a private landlord's screening rules. Contact the PHA serving Jackson for its application and waitlist process.

Related Resources on This Site

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Disclaimer: This is informational only, not legal advice. Housing availability, screening policies, and rental rates change frequently. Always contact properties directly to confirm current availability and policies. A criminal record does not automatically disqualify you from housing — many properties evaluate applicants individually. For legal advice about your housing rights, contact a local HUD Fair Housing office or a legal aid organization.

Sources & Data