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Second Chance Apartments in Nashville, TN

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Nashville, TN Housing at a Glance

159

Affordable Properties

16

Oxford Houses

$1,730

FMR 2BR Rent

10

Counseling Agencies

Finding Second Chance Housing in Nashville

Finding an apartment with a criminal record in Nashville can be challenging, but it is far from impossible. The Nashville metro area has 159 affordable housing properties, including 159 LIHTC (tax credit) properties and 0 Section 8 properties. Many of these evaluate applicants individually rather than using blanket criminal record bans.

Your best strategy is to call properties directly before submitting an application. Ask the property manager about their screening criteria for criminal history. This saves you both time and non-refundable application fees. Private landlords and smaller complexes tend to be more flexible than large corporate management companies.

If you need help navigating the process, Nashville has 10 HUD-approved housing counseling agencies that provide free assistance with finding housing, understanding your rights, and improving your rental application. These counselors know which local properties are most open to second chance tenants.

For those in recovery, there are 16 Oxford Houses in the Nashville area providing self-supporting, sober living environments. These are an excellent option if you need stable housing while rebuilding your life.

Largest Affordable Housing Properties in Nashville

These are the largest subsidized properties by unit count. Contact them directly to ask about availability and screening policies.

PropertyAddressTypeUnits
Whispering Oaks279 Tanglewood Ct, Nashville, TN 37211LIHTC482
Trevecca Towers I/east60 Lester Avenue, Nashville, TN 37210LIHTC354
Park At Hillside910 Hillside Ave, Nashville, TN LIHTC290
Village West4606 Tennessee Ave, Nashville, TN 37209LIHTC288
Fallbrook Apts237 256 Dellway Villa Rd, Nashville, TN LIHTC244
The Paddock At Grandview230 W. Trinity Lane, Nashville, TN 11111LIHTC240
Levy Place303 Foster St., Nashville, TN 37207LIHTC226
Old Hickory Towers930 Industrial Road, Nashville, TN 37138LIHTC216
Riverchase Apts683 Joseph Ave, Nashville, TN 37207LIHTC212
Cumberland Pointe Apts2400 Buena Vista Pike, Nashville, TN 37218LIHTC200

Federal Halfway Houses (Residential Reentry Centers)

BOP-contracted facilities that provide transitional housing for individuals completing federal sentences.

HUD-Approved Housing Counseling Agencies

Free or low-cost housing counseling. These agencies can help you find housing, understand your rights, and navigate applications.

WOODBINE COMMUNITY ORGANIZATION

643 Spence Ln, Nashville, TN

Services: Default/Foreclosure Counseling, Non-Delinquency Post-Purchase Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling

WILLIAM FRANKLIN BUCHANAN CDC

4124 Clarksville Pike, Nashville, TN

Services: Pre-Purchase Counseling, Pre-Purchase Workshop

TENNESSEE HOUSING DEVELOPMENT AGENCY - DIRECT COUNSELING

502 Deaderick St, Nashville, TN

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Financial/Budget Workshop, Reverse Mortgage Counseling

TENNESSEE HOUSING DEVELOPMENT AGENCY

502 Deaderick Street, NASHVILLE, TN

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Financial/Budget Workshop

OPERATION HOPE- NASHVILLE MSO BRANCH

2013 Jefferson St, Nashville, TN

Services: Financial/Budget Counseling, Financial/Budget Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop

OPERATION HOPE- NASHVILLE BRANCH - FIRST BANK

1817 W End Ave, Nashville, TN

Services: Default/Foreclosure Counseling, Default/Foreclosure Workshop, Financial/Budget Counseling, Financial/Budget Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop

NEW LEVEL COMMUNITY DEVELOPMENT CORPORATION

1112 Jefferson St, Nashville, TN

Services: Financial/Budget Counseling, Fair Housing Workshop, Non-Delinquency Post-Purchase Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling

GREENPATH FINANCIAL WELLNESS

89 Hermitage Ave, Nashville, TN

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Homeless Counseling, Pre-Purchase Counseling, Rental Housing Counseling

AFFORDABLE HOUSING RESOURCES OF NASHVILLE, INC

1 Vantage Way Ste C130, Nashville, TN

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Financial/Budget Workshop, Non-Delinquency Post-Purchase Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling, Rental Housing Workshop

AAA RESIDENTIAL RESOURCES, INC.

604 Gallatin Ave Ste 103, Nashville, TN

Services: Default/Foreclosure Counseling, Default/Foreclosure Workshop, Financial/Budget Counseling, Financial/Budget Workshop, Fair Housing Workshop, Home Improvement/Rehabilitation Counseling, Homeless Counseling, Non-Delinquency Post-Purchase Workshop, Predatory Lending Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling, Rental Housing Workshop, Reverse Mortgage Counseling

Fair Market Rent — Nashville Metro Area

HUD sets Fair Market Rents (FMR) annually to determine Section 8 voucher amounts. The 2-bedroom FMR in Nashville is:

$1,730/month (2BR)

With subsidized housing (LIHTC or Section 8), you typically pay 30% of your adjusted gross income — often significantly less than market rate.

Tips for Finding Housing with a Record

  • 1.Call properties directly before applying. Ask the manager about their screening policy for criminal records — this saves you time and application fees.
  • 2.Try private landlords and smaller complexes first. Individual owners are often more flexible than corporate property management companies.
  • 3.Prepare a "rental resume" with references from employers, parole/probation officers, past landlords, or community organizations that can vouch for you.
  • 4.Offer a larger security deposit or several months of rent upfront if you can. This reduces the landlord's perceived risk.
  • 5.Look into LIHTC (Low-Income Housing Tax Credit) properties — they have income requirements but many are more lenient on background checks than market-rate apartments.
  • 6.Contact HUD-approved housing counseling agencies for free help navigating the process. They know which local properties work with people who have records.
  • 7.Be honest about your history. If a landlord discovers you lied on an application, that is usually grounds for immediate lease termination.
  • 8.Check if your conviction can be expunged or sealed. A clean record makes the housing search much easier. Visit our expungement guide for your state.

Frequently Asked Questions

How do I find second chance apartments in Nashville?
Start by contacting LIHTC and Section 8 properties directly — Nashville has 159 affordable housing properties. Many accept tenants with criminal records on a case-by-case basis. Call the property manager, explain your situation honestly, and ask about their screening criteria. Private landlords and smaller complexes tend to be more flexible than large corporate-managed properties.
Will a felony disqualify me from renting in Nashville?
Not necessarily. Many landlords in Nashville do individual assessments rather than blanket rejections. The type of conviction, how long ago it occurred, and evidence of rehabilitation all matter. Tennessee may have fair housing protections that limit how landlords can use criminal records in screening. Always ask about the specific policy before paying an application fee.
What is the average rent in Nashville?
The HUD Fair Market Rent for a 2-bedroom apartment in the Nashville metro area is $1,730/month. Subsidized housing through LIHTC or Section 8 programs typically costs 30% of your adjusted gross income, which can be significantly less than market rate.
Are there sober living homes in Nashville?
Yes. There are 16 Oxford Houses in the Nashville area. Oxford Houses are democratically run, self-supporting sober living homes. Residents share expenses and hold each other accountable. Contact them directly for availability — some may have vacancies right now.
What are HUD housing counseling agencies?
HUD-approved housing counseling agencies provide free or low-cost advice on renting, buying, default/foreclosure prevention, and credit repair. Nashville has 10 HUD-approved counseling agencies. They can help you understand your rights, navigate the application process, and find housing that works for your situation — including if you have a criminal record.
Can I get Section 8 housing with a criminal record in Tennessee?
Most criminal convictions do not automatically disqualify you from Section 8 housing. The main disqualifications are: lifetime sex offender registration and methamphetamine production convictions. Individual housing authorities have discretion on other offenses. Apply directly to the Nashville Housing Authority and be honest about your history. Wait times can be long, so apply as soon as possible.
Disclaimer: This is informational only, not legal advice. Housing availability, screening policies, and rental rates change frequently. Always contact properties directly to confirm current availability and policies. A criminal record does not automatically disqualify you from housing — many properties evaluate applicants individually. For legal advice about your housing rights, contact a local HUD Fair Housing office or a legal aid organization.