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Second Chance Apartments in Jacksonville, FL

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Jacksonville, FL Housing at a Glance

120

Affordable Properties

15

Oxford Houses

$1,658

FMR 2BR Rent

4

Counseling Agencies

Finding Second Chance Housing in Jacksonville

Finding an apartment with a criminal record in Jacksonville can be challenging, but it is far from impossible. The Jacksonville metro area has 120 affordable housing properties, including 77 LIHTC (tax credit) properties and 43 Section 8 properties. Many of these evaluate applicants individually rather than using blanket criminal record bans.

Your best strategy is to call properties directly before submitting an application. Ask the property manager about their screening criteria for criminal history. This saves you both time and non-refundable application fees. Private landlords and smaller complexes tend to be more flexible than large corporate management companies.

If you need help navigating the process, Jacksonville has 4 HUD-approved housing counseling agencies that provide free assistance with finding housing, understanding your rights, and improving your rental application. These counselors know which local properties are most open to second chance tenants.

For those in recovery, there are 15 Oxford Houses in the Jacksonville area providing self-supporting, sober living environments. These are an excellent option if you need stable housing while rebuilding your life.

Largest Affordable Housing Properties in Jacksonville

These are the largest subsidized properties by unit count. Contact them directly to ask about availability and screening policies.

Oxford Houses in Jacksonville

Oxford Houses are self-supporting, democratically run sober living homes. Residents share expenses and maintain sobriety together.

HUD-Approved Housing Counseling Agencies

Free or low-cost housing counseling. These agencies can help you find housing, understand your rights, and navigate applications.

WEALTH WATCHERS, INC

5310 Lenox Ave Ste 4, Jacksonville, FL

Services: Default/Foreclosure Counseling, Default/Foreclosure Workshop, Financial/Budget Counseling, Financial/Budget Workshop, Fair Housing Workshop, Non-Delinquency Post-Purchase Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling, Rental Housing Workshop

NSC (NACA COUNSELING SUBSIDIARY) - JACKSONVILLE, FL

3986 Boulevard Center Dr Ste 101, Jacksonville, FL

Services: Default/Foreclosure Counseling, Financial/Budget Counseling, Fair Housing Workshop, Non-Delinquency Post-Purchase Workshop, Predatory Lending Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop

JACKSONVILLE AREA LEGAL AID, INC.

126 W Adams St, Jacksonville, FL

Services: Default/Foreclosure Counseling, Default/Foreclosure Workshop, Fair Housing Workshop, Homeless Counseling, Predatory Lending Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling, Rental Housing Workshop

CREDIT.ORG - JACKSONVILLE, FL BRANCH

4720 Salisbury Rd, Jacksonville, FL

Services: Default/Foreclosure Counseling, Financial/Budget Workshop, Pre-Purchase Counseling, Pre-Purchase Workshop, Rental Housing Counseling, Reverse Mortgage Counseling

Fair Market Rent — Jacksonville Metro Area

HUD sets Fair Market Rents (FMR) annually to determine Section 8 voucher amounts. The 2-bedroom FMR in Jacksonville is:

$1,658/month (2BR)

With subsidized housing (LIHTC or Section 8), you typically pay 30% of your adjusted gross income — often significantly less than market rate.

Tips for Finding Housing with a Record

  • 1.Call properties directly before applying. Ask the manager about their screening policy for criminal records — this saves you time and application fees.
  • 2.Try private landlords and smaller complexes first. Individual owners are often more flexible than corporate property management companies.
  • 3.Prepare a "rental resume" with references from employers, parole/probation officers, past landlords, or community organizations that can vouch for you.
  • 4.Offer a larger security deposit or several months of rent upfront if you can. This reduces the landlord's perceived risk.
  • 5.Look into LIHTC (Low-Income Housing Tax Credit) properties — they have income requirements but many are more lenient on background checks than market-rate apartments.
  • 6.Contact HUD-approved housing counseling agencies for free help navigating the process. They know which local properties work with people who have records.
  • 7.Be honest about your history. If a landlord discovers you lied on an application, that is usually grounds for immediate lease termination.
  • 8.Check if your conviction can be expunged or sealed. A clean record makes the housing search much easier. Visit our expungement guide for your state.

Frequently Asked Questions

How do I find second chance apartments in Jacksonville?
Start by contacting LIHTC and Section 8 properties directly — Jacksonville has 120 affordable housing properties. Many accept tenants with criminal records on a case-by-case basis. Call the property manager, explain your situation honestly, and ask about their screening criteria. Private landlords and smaller complexes tend to be more flexible than large corporate-managed properties.
Will a felony disqualify me from renting in Jacksonville?
Not necessarily. Many landlords in Jacksonville do individual assessments rather than blanket rejections. The type of conviction, how long ago it occurred, and evidence of rehabilitation all matter. Florida may have fair housing protections that limit how landlords can use criminal records in screening. Always ask about the specific policy before paying an application fee.
What is the average rent in Jacksonville?
The HUD Fair Market Rent for a 2-bedroom apartment in the Jacksonville metro area is $1,658/month. Subsidized housing through LIHTC or Section 8 programs typically costs 30% of your adjusted gross income, which can be significantly less than market rate.
Are there sober living homes in Jacksonville?
Yes. There are 15 Oxford Houses in the Jacksonville area. Oxford Houses are democratically run, self-supporting sober living homes. Residents share expenses and hold each other accountable. Contact them directly for availability — some may have vacancies right now.
What are HUD housing counseling agencies?
HUD-approved housing counseling agencies provide free or low-cost advice on renting, buying, default/foreclosure prevention, and credit repair. Jacksonville has 4 HUD-approved counseling agencies. They can help you understand your rights, navigate the application process, and find housing that works for your situation — including if you have a criminal record.
Can I get Section 8 housing with a criminal record in Florida?
Most criminal convictions do not automatically disqualify you from Section 8 housing. The main disqualifications are: lifetime sex offender registration and methamphetamine production convictions. Individual housing authorities have discretion on other offenses. Apply directly to the Jacksonville Housing Authority and be honest about your history. Wait times can be long, so apply as soon as possible.
Disclaimer: This is informational only, not legal advice. Housing availability, screening policies, and rental rates change frequently. Always contact properties directly to confirm current availability and policies. A criminal record does not automatically disqualify you from housing — many properties evaluate applicants individually. For legal advice about your housing rights, contact a local HUD Fair Housing office or a legal aid organization.