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Free & Low-Cost Clinics in Memphis, TN (2026)

Community health centers, free clinics, and sliding-scale medical care for Memphis residents -- no insurance required

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Crisis Resources

Mental health crisis? Call or text 988 (Suicide & Crisis Lifeline) -- free, confidential, 24/7.

Substance abuse help? Call SAMHSA at 1-800-662-4357 -- free treatment referrals, 24/7.

Quick Answer

Yes, Memphis has an estimated 20+ free and low-cost clinics including Federally Qualified Health Centers (FQHCs) and free clinics. You do not need health insurance, a Social Security number, or immigration documents. FQHCs use a sliding fee scale based on your income -- if you earn at or below the federal poverty level, your visit may cost $0.

Find the nearest health center at findahealthcenter.hrsa.gov or call 211 for local referrals.

Memphis Health Care at a Glance

20+

Free/Low-Cost Clinics

Yes

FQHC Available

No

Medicaid Expanded

Free to sliding scale

Typical Cost

Services Available at Memphis Community Health Centers

AvailablePrimary Care
AvailableDental
AvailableMental Health
AvailableSubstance Abuse Treatment
LimitedVision
AvailablePharmacy / 340B Rx

Service availability varies by location. Call ahead or check findahealthcenter.hrsa.gov for specific services at each site.

Medicaid in Tennessee (Not Expanded)

Tennessee has NOT expanded Medicaid as of 2026. Many low-income adults in Memphis fall into the coverage gap -- earning too much for traditional Medicaid but too little for marketplace subsidies. Community health centers (FQHCs) are critical here: they serve uninsured patients on a sliding fee scale regardless of Medicaid status. Some Memphis residents may qualify for traditional Medicaid based on disability, pregnancy, or having dependent children.

Notable Health Resources in Memphis

NameTypeDescription
Regional One HealthPublic HospitalMemphis's safety-net hospital providing trauma care and community health services to uninsured and underinsured Shelby County residents.
Christ Community Health ServicesFQHCNetwork of community health centers across Memphis providing primary care, dental, behavioral health, and pharmacy services.
Church HealthFree ClinicOne of the largest faith-based free clinics in the US, providing medical, dental, vision, and behavioral health care to uninsured working Memphians.

How to Find Free or Low-Cost Care in Memphis

  1. 1

    Search the HRSA Health Center Finder

    Visit findahealthcenter.hrsa.gov and enter your Memphis zip code. This is the official federal database of all Federally Qualified Health Centers. Every FQHC listed is required by law to see you regardless of insurance or ability to pay.

  2. 2

    Check NeedyMeds for Free Clinics

    Visit needymeds.org/free-clinics to find volunteer-staffed free clinics in Memphis that charge nothing. NeedyMeds also lists prescription assistance programs and discount drug cards.

  3. 3

    Call 211 for Local Referrals

    Dial 211 from any phone (free, confidential, available 24/7). Tell them you need free or low-cost medical care in Memphis. They can connect you with health centers, free clinics, prescription assistance, and other local resources.

  4. 4

    Contact Your Local Health Department

    Your local health department in Memphis may operate its own clinics providing immunizations, STD testing, family planning, and primary care. They can also help you apply for Medicaid or marketplace insurance.

  5. 5

    Check Community & Faith-Based Organizations

    Many churches, nonprofits, and community organizations in Memphisoffer free health screenings, dental days, and medication assistance. Organizations like the National Association of Free & Charitable Clinics (nafcclinics.org) can help you find these resources.

Frequently Asked Questions

Are there free clinics in Memphis, TN?
Yes. Memphis has Federally Qualified Health Centers (FQHCs) and free clinics that provide medical care on a sliding fee scale based on your income. If you earn at or below the federal poverty level, your visit may cost nothing. You do not need insurance, ID, or immigration documents. Visit findahealthcenter.hrsa.gov to find the nearest location.
Do I need insurance to go to a free clinic in Memphis?
No. FQHCs and free clinics in Memphis serve everyone regardless of insurance status. If you have Medicaid, Medicare, or private insurance they will bill it. If you are uninsured, you pay on a sliding fee scale based on income -- often $0 to $20 per visit for low-income patients.
Can I get dental care at a free clinic in Memphis?
Many community health centers in Memphis offer dental services including cleanings, fillings, and extractions on a sliding fee scale. Not all locations have dental, so call ahead or check the HRSA health center finder. Dental schools and charitable dental programs are also options for free or low-cost dental care.
Does Tennessee have Medicaid expansion?
No. As of 2026, Tennessee has not expanded Medicaid. This means many low-income adults fall into the "coverage gap" -- earning too much for traditional Medicaid but too little for marketplace subsidies. Community health centers and free clinics are especially important in Tennessee for uninsured residents.

Related Resources

Disclaimer: This is informational only, not medical or legal advice. Clinic locations, services, hours, and fees may change. Always call ahead to confirm availability, accepted insurance, and sliding fee scale eligibility. If you are experiencing a medical emergency, call 911. For mental health crises, call or text 988.